Why do I need a commercial auto insurance policy?

If your business uses a vehicle — whether it’s hauling equipment, delivering goods, or driving to job sites — one accident could derail everything. Without the right protection, you could face repair bills, legal costs, and lost income.

At Goodman Insurance Solutions, we help business owners protect what keeps their company moving: their vehicles.

The Risks of Going Without Coverage

Imagine one of your drivers is making a delivery and rear-ends another car. Suddenly, you’re looking at medical bills, property damage claims, and legal fees — all tied directly to your business. Without a commercial auto policy, you could be paying out-of-pocket.

What a Commercial Auto Policy Covers

1. Liability Protection

If your vehicle causes injury or property damage, your policy covers legal defense, settlements, and judgments — helping protect your business assets.

2. Protection for Your Vehicles

Collision Coverage: Repairs if your vehicle is damaged in an accident.

Comprehensive Coverage: Protection from theft, vandalism, hail, or other non-collision events.

3. Business Continuity

Some policies help cover rental vehicles or downtime expenses so your business doesn’t grind to a halt after an accident.

4. Legal Compliance

In many states — including Kansas — commercial auto coverage may be legally required if your vehicle is used for business purposes.

Why Work With an Independent Agent?

We shop multiple carriers to find the right coverage at the right price for your specific needs — whether you own one pickup truck or a fleet of service vans.

📞 Call 620-531-0261 today for a free commercial auto review, and keep your business rolling no matter what the road throws at you.